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Gonzalez & Herrera Issues Strategic Guidance on Homeowner Claims Bad Faith Insurance Claims consultants Recommend Filing Claim through Law Firm
Miami, FL – 11/12/2014 - Gonzalez & Herrera, P.A., Miami, FL, a law firm that concentrates in representing homeowners against insurance companies in “bad faith claims” cases, today issued strategic guidance for homeowners who want to ensure the best possible outcomes when dealing with insurance carriers. Chiefly, Gonzalez & Herrera recommends that homeowners or landlords use a law firm to file the initial claim, rather than doing it themselves. The reason they offer this guidance is due to the potential for the insurance company to avoid its contractual obligations if the claim is not structured and worded in ways that lawyers typically understand better than consumers.
“Unfortunately, we live in a world where some insurance companies will seize on accidental errors in filing a claim as a justification for ignoring the commitments they have made in the policy,” said Dennis Gonzalez Jr., a partner and co-founder of the firm. “You wouldn’t think that there was much of a difference between the phrase ‘mold damage’ and ‘mold growth,’ but believe me, using the wrong one could cost you tens of thousands of dollars if you aren’t careful.”
One example cited by the firm of bad faith that can occur with seemingly straightforward claims involves damage done secretly on properties that are turned into “Grow Houses” by drug dealers. In these cases, insurance companies may deny claims for mold, fire, water damage, and so forth, that was done without the landlord’s knowledge. Gonzalez & Herrera has specialized experience in this type of case, among many others.
Gonzalez & Herrera advocates on behalf of homeowners and landlords who are either not paid enough by their homeowner insurance company for a covered loss or are totally denied coverage. The firm has deep litigation expertise. Dennis Gonzalez Jr. is a former prosecutor with extensive trial experience. Manuel Herrera, Jr., also a partner, spent the last four years as an associate handling complex civil litigation.