Water Damage Claims
Water damage can happen from many sources, and whether you experience plumbing failure, flood or storm damage, the result is the same. Water damage is costly to repair, and often does not get properly repaired due to internal and structural damage. What do you do in the event you suffer from minor or major water damage?
First steps after experiencing water damage
The first step is to try to stop the continuation of water damage. If this is due to plumbing failure, turn of the water. If the damage is from a storm or flood, insure that you turn off the homes power to reduce the likelihood of an addition damage from an electrical fire due to short circuit. Then, depending on the level of flooding and continuing water damage, evacuation when safe may be required. Remember that water damage from flooding often carries garbage and toxic chemicals, so you want to avoid contact with the water if possible. If the water damage does not require evacuation, document damages with photographs as soon as possible.
How to insure you do not suffer loses again from the claims process
After you are safe and you have done what is possible to prevent continuing water damage, you need to review your home insurance policy and prepare to file a claim. If you incur any expenses while preventing further damage, be sure to save all receipts as these funds can be reimbursed in the claims process.
Finally, it is important to contact a licensed Florida lawyer that has experience handling water damage claims. Most water damage is not seen, for instance; water can seep into cracks in your foundation causing long term damage, water may remain in the walls causing continual wood decay and the moisture can cause severe mold growth. Having a licensed Florida lawyer that knows how to deal with insurance claims is as important as one that know how to deal with contractors and estimators. Insurance companies and their contractors may not check the most critical areas that need repair due to the high cost. Contact Gonzalez & Herrera, P.A. before initiating communication with the insurance company to insure your claim and home are protected. Gonzalez & Herrera, P.A. will file a claim for your loss with the insurance company and will handle your case from beginning to end.